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Getting money that was set aside for people just like you! No, theres no loot stashed away in some forgotten vault, but some money is indeed available if you qualify. Of course, NOBODY just gives money away.

The SBA arranges BUSINESS LOANS, and rarely, gives outright grants. Yes, there are many foundations that do give money away for worthy projects - if you qualify. Sure, there's all kinds of government special assistance programs, low interest loans and outright grants - but in order to get any of this money you have to qualify.

Sounds dumb? Fat chance.

Several "companies" offer this goofy scheme. Need $100,000? A "secret list" - how original! Companies that have been pre-approved for grants. Sometimes a list of companies that may qualify for grants. There's no credit check, you won't need any kind of collateral, if you have bad credit - no problem. There's no paperwork. What about your loan? Easy! Everybody! You simply apply for secured credit.

You put money in a secured bank account.

The bank then issues you a credit card equal to the money you placed in the account.

You want a credit card where you can charge up to $500. So you have to deposit $500 in a special bank account and then the bank will let you use the credit card they issue up to the amount of money you have on deposit. Want two cards? Of course if you had money to put in the banks, you probably won't need the credit cards. Just walk into your local bank, and ask to open a secured credit account.

A lot of ads claim you can get $100,000 in credit. Others claim the processing is free, have you dial a 900 phone number, and a $20.00 charge magically appears on your phone bill next month.

You could end up paying fifty dollars for so-called "free credit cards." It's worth the phone call.

Withdraw part, or all of the money.

Your local credit bureau will get good reports on you, and before you know it, your mail box will be stuffed with offers for really free credit cards - no more secured account!

Grants, Loans, "Free" Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth